So how much should I be saving?

There's been an awful lot of talk recently about pension provision and what we should all be saving for retirement which has depressed me somewhat, so I sat down and worked out what I should be saving for a retirement income of £40,000 before tax and then also looked at monthly expenses which I can't avoid.

Mortgage - £825
Pension - £1,200
ISA - £600
Insurance various - £150
Mobile phones - £100
Water - £30
Gas - £130
Work travel - £200
Cycle scheme - £43
Council Tax - £150
Child trust fund x3 - £300
Childen's education trust £300
Children's long term fund £300

That comes to a grand total of £4,328

Now I've got a decent job but that aint gonna happen especially if I want to eat, buy clothes and maybe go out once a year which as you'll note I haven't put in here. So what now? I suppose I could cut out £900 for the kids but that seems a little harsh.

Twitter in real life

For me Twitter has now almost completely surplanted my iGoogle RSS feed reader, but for many it sems to be being used as a Facebook extension which to my mind misses the point.

The video below does expose the potential ridiculousness of Twitter.

Watch Real Life Twitter on CollegeHumor